The Flood Insurance Rate Maps were adopted in March 2015. The new maps have greatly reduced the amount of property within Cape Charles that are located within the flood zone. Z significant amount of l and will still be located within the "X Zone," which has a 0.2% annual chance of flooding (500 year flood). In the X zone, flood insurance is recommended but not required by FEMA, however, lenders may still require mortgage holders to obtain or retain flood insurance. Development within flood zones is regulated by the Floodplain Regulations in the Cape Charles Zoning Ordinance. Below are the two maps covering the Town of Cape Charles:
Flood Insurance Rate Maps
